Online Personal Loans Up To $5,000
Fill out a request form and submit loan request for free!
- High-End Information Security
- 256-bit SSl Encryption
- TLS Security Best Practices
How It Works
The terms of a loan are agreed to by each party in the transaction before any money or property changes hands or is disbursed. If the lender requires collateral, this requirement will be outlined in the loan documents. Most loans also have provisions regarding the maximum amount of interest, as well as other covenants such as the length of time before repayment is required.
Key Takeaways
- A loan is when money or assets are given to another party in exchange for repayment of the loan principal amount plus interest.
- Revolving loans or lines can be spent, repaid, and spent again, while term loans are fixed-rate, fixed-payment loans.
- Loans with high interest rates have higher monthly payments — or take longer to pay off — versus low-rate loans.
- Loans can be secured by collateral such as a mortgage or unsecured such as a credit card.
About Our Loans
A loan gives you the money you need upfront and lets you spread the cost of paying it back. So whether it’s a special holiday, a car or a new kitchen, a personal loan can make it more affordable.
We Offer Bad Credit
Loans
This means that if we decide to lend you money, it won’t be secured on your home, car or other assets. You can then spend this money on the things you need.
Available Repayment Periods
You can apply for a loan term from 12 to 120 months depending on the loan amount and purpose. Just remember that the maximum repayment period might be lower for certain loan purposes.
Borrow Exactly
What You Need
We offer loans to cover costs big and small and you can be specific about the amount you need, down to the pound.
How Interest Is Charged
The interest rate is fixed for the life of the loan.
At the beginning of the loan we work out the interest you will pay over the whole length of your loan and add this to your loan amount. We calculate your interest charge by applying interest at a monthly rate based on the APR to the balance of your loan, as reduced by your monthly repayments. We add this to the loan amount and then divide this total by the number of monthly repayments.
The loans calculator will give you a representative example based on the loan amount and term you want. However, the interest rate we offer may be higher depending on your individual circumstances. The maximum APR we offer is 34.5%.
How to Get a Loan
Fill in
inquiry form
Get
Pre-approved
Collect the
money in 1 hour
What Are You Waiting for?
Get started today and get a loan of up to $10,000!